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Archive for the owners compensation

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As entrepreneurs, we know that tapping into home equity loans, credit cards, or bank financing is down right difficult, if not impossible in this current economic climate.Β  But, if you are en entrepreneur in the position of having an investment portfolio of $100,000 or more, than you may have just found a way to finance your business start up, purchase, finance, etc.Β  This type of lending allows the borrower to use their investments (stocks, mutual funds, bonds or other securities) to obtain funds for personal or business use.

Check out this great website of a new strategic partner of mine for additional information http://www.investmentportfolioloans.com

Here are some quick features and benefits of this innovative loan product

β€’ Fixed interest rates between 2.5% and 4.5%
β€’ Interest Only quarterly loan payments
β€’ Loan terms of 3, 5, 7, or 10 years
β€’ No closing costs (an Origination Fee may apply)
β€’ No lenders fees
β€’ No upfront fees
β€’ No due-diligence fees
β€’ No credit check
β€’ No income verification nor is it asked for
β€’ Funds may be used for any purpose including personal or business use
β€’ Non-recourse loan. The only collateral are the pledged securities. Should the borrower default on the loan, the borrower keeps the loan proceeds and the lender only claims the collateral. The borrower’s liability is limited to the collateral pledged for the loan. The lender has no right to proceed against the borrower for any deficiency.
β€’ Loans available for up to 80% of the securities value
β€’ The borrower retains all dividends and upside market appreciation that the securities generate
β€’ Prompt response to a loan inquiry, usually within one business day of receiving the security information.
β€’ Quick Fundings – usually in a matter of days
β€’ Flexible terms at loan maturity. The borrower may renew the loan, possibly refinance, or pay off the loan.

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CEO Pay: Is It Still Out of Sync? – BusinessWeek.

Great article balanced, insightful, and good information for young entrepreneurs about the inequity of CEO pay in relation to the rank and file and the impact on public perception of CEO compensation. Although I agree, CEO’s deserve higher compensation for their performance, direction and abilities, it is important to share the wealth with the people who help to acheive the companies goals and objectives. Perhaps some boards of directors should consider establishing employee compensation guidelines similar to those of CEO’s it may not only help level the compensation playing field, but also give employees the opportunity to earn what they are worth and share the wealth.

Many employees and recently layed off workers see the inequity of CEO compensation, take a chance and do something about it. Join the ranks of the entrepreneurs, you can be paid what you are worth and be in control not only of your own ship, but your own compensation. If you are not sure how to get started consider entrepreneur coaching from an esperienced entrepreneur and mentor.

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